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  • ACA Plan Resources

    This transparency in coverage will tell you how to submit claims, get preauthorization, and see if a prescription drug is covered.

  • Payment Determination Criteria

    HMSA applies payment determination criteria to determine if a service or supply is covered by your plan.

  • Physical and Occupational Therapy Benefits

    Physical therapy treats disease or injury using therapeutic exercises and other interventions to restore range of motion, improve posture and strength, and more.