Individuals & Families

Open enrollment is Nov. 1 to Jan. 15, 2027. Get quality, convenient care from your choice of Hawaii’s top doctors and hospitals with an HMSA Affordable Care Act plan.

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What we offer our members

Choose your doctor

Choose from thousands of top-ranked providers in HMSA’s network.

Get the best care

We’ve helped generations of Hawaii’s families get access to Hawaii’s top providers and hospitals for the past 80 years.

Generic drug benefits ACA Plans

Generic drugs are available for a copayment even before you meet your deductible. This benefit isn’t included in the Catastrophic Plan.

Annual wellness exam ACA Plans

Get an annual wellness exam from your primary care provider with no copayment.
View a list of more preventive care services [PDF].

Adult vision benefits ACA Plans

Get an annual vision exam and a new pair of glasses or contacts with no copayment.

HMSA’s Online Care®

See a doctor on your smartphone or tablet 24 hours a day, seven days a week for advice, diagnoses, and prescriptions.

Discounts

With HMSA365, you can choose from hundreds of exclusive discounts on vision and hearing products, massage therapy, and more. With ChooseHealthy, you can save on popular health and fitness brands. With Active&Fit Direct, you can access more than 1,500 digital workout videos.

Log into your account

Track your medical and payment history, see your plan benefits, and more.

Local customer service

Speak to health experts on the phone or in person who understand your needs.

ACA Plans These benefits are included in an Affordable Care Act-compliant plan.

Dental photo

Dental plans

Get dental care such as cleanings, exams, and more.

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Archived plans

These plans are still supported by HMSA, but may not be accepting new members. If you’re a current subscriber of these plans, find more information here.

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Questions? Call us.

Monday - Friday: 8 a.m. - 5 p.m.
808-948-5555, option 1, on Oahu
1-800-620-4672 option 1 toll-free
TTY users, call 711

Holiday schedule

Holiday Schedule

Our call center will be closed on these dates in observance of the holiday. Hope you enjoy the day with your family and friends.

New Year’s Day
January 1

Martin Luther King Jr. Day
Third Monday in January

Presidents’ Day
Third Monday in February

Memorial Day
Last Monday in May

Independence Day
July 4

Labor Day
First Monday in September

Veterans’ Day
November 11

Thanksgiving
Fourth Thursday in November

Christmas Day
December 25

ACA Individual brochure

2027 plan brochure [PDF]

Summary of all plans

Plan Resources

This transparency in coverage will tell you how to submit claims, get preauthorization, and see if a prescription is covered.

Important Plan Changes