Hawaii Medical Service Association (HMSA) - Blue Cross Blue Shield of Hawaii
Starting Jan. 1, 2026, federal law requires Dual Eligible Special Needs Plan (DSNP) members to receive their DSNP and QUEST benefits from the same health insurer. This is to ensure better coordinated care and services.
In some cases, your HMSA Medicare Advantage plan will require Step Therapy. This means you must first try one or more preferred drug alternatives to see if they work before taking a non-preferred drug.
We can help you get ready for Medicare. Learn about health plan options, enrollment details, and more.
One of the unique features of your Dual Care plan is the health assessment, a questionnaire that you’ll need to fill out.
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Once you know the basics of some common health plan types, choosing a plan that's right for you is easy.