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• Your Health Plan Benefits Outside the U.S.

  HMSA members, except those covered by The HMSA Children's Plan, have benefits for medical services outside the U.S. through the BlueCard Worldwide network.

• Guest Membership on the Mainland for HMO Members

  If you're an HMSA HMO member living away from Hawaii for more than 90 days, you may have access to participating Blue Cross and Blue Shield providers through the Guest Membership program.

• Emergency and Urgent Care Outside Hawaii

  Find out what you should do if you need emergency or urgent care when you travel outside Hawaii.

• What's a Report to Member?

  The Report to Member is an explanation of benefits. It is not a bill for services or supplies.

• Physical Exams

  Your physical exam benefits will cover a checkup and any vision, hearing, or other recommended screening tests appropriate for your age and gender.

• Choose Generic Drugs and Save Money

  Generic drugs are safe, effective, and have the same active ingredients as brand-name drugs. Ask your doctor or pharmacist if generic drugs will work for you.

• Birth Control and Counseling for Women

  If covered under health care reform, certain contraceptives and services are available to you at no charge when prescribed and rendered by an HMSA participating provider.