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• COBRA Rules When You Regain Medical Coverage

  Learn what the COBRA rules are when you regain medical coverage with a new employer.

• When Does my HMSA Coverage Begin?

  Your coverage can begin if your initial premiums are paid, we accept your enrollment, and you're not in the hospital.

• Plan Certificates Describe Additional Coverage

  Plan certificates contain benefit information for your plan rider or add-on plans to your medical and dental coverage.

• Your Responsibilities under COBRA

  Find out what you need to do to maintain your COBRA coverage.

• When Can I Get COBRA?

  Find out when you and your dependents are eligible for COBRA.

• Who Qualifies as an Eligible Dependent?

  Generally, a subscriber's spouse and children are eligible dependents. Check with your plan administrator or Guide to Benefits for more information.

• When to Enroll Dependents in Your Health Plan

  There are several things you may have to consider if you want to add an eligible dependent to you plan.

• When Prior Approval (Precertification) is Denied or Not Requested

  If your precertification request is denied and you disagree with HMSA's decision, you or your provider may submit an appeal.

• What if I Need Medical Care on the Mainland?

  Depending on your medical plan, you can receive services such as emergency and urgent care, or see a physician for a covered benefit while traveling on the Mainland.

• Submitting a Precertification Request

  Learn the steps you need to take to submit a precertification request by yourself or through a provider.

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