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Catastrophic Care Plan

Protection against the unexpected

Do you rarely need to see a doctor, but would still like coverage just in case a medical emergency occurs? If your answer is "yes," HMSA’s Catastrophic Care Plan might be the right plan for you. An alternative to more expensive options, this plan is a great way to maintain your good health.

Planning for an emergency

Don’t be caught off guard. The Catastrophic Care Plan allows you to be prepared if you become faced with an unexpected illness or injury, giving you the comfort to focus on other responsibilities.

Staying healthy

Prevent illness before it begins. Feel secure in knowing that HMSA’s Catastrophic Care Plan is designed to maintain your good health. This plan pays 100 percent for certain screening services, allowing your doctor to diagnose illnesses early.

Less costs, more savings

As a member of this plan, you have financial protection against medical expenses with:

  • Lower monthly dues, which means more money in your pocket for other expenses.
  • The opportunity to save for future medical expenses on a tax-free basis through a Health Savings Account.
  • An annual deductible helps lower your monthly dues. After the deductible is paid, you pay a set copayment or coinsurance for covered services.