HMSA’s Dental, Prescription Drug, Vision, and Chiropractic Riders

In addition to a variety of medical plans, HMSA offers separate add-on plans outside of your medical coverage. Each add-on plan covers prescription drugs, vision services, dental services, or chiropractic care. These add-on provisions are called insurance riders and are usually available through your employer.

Dental coverage

HMSA dental plans may be available through your employer or as an add-on to an individual medical plan. Please contact your employer or your employee organization to inquire about enrolling in dental coverage. If you have obtained individual medical coverage on your own, you may purchase your own Dental Plus PPP, Dental PPP, or Dental HMO. Learn more about HMSA individual dental plans by clicking here.

For more information about dental plans that may be available to you, please contact your employer.

Prescription drug coverage

HMSA prescription drug coverage may be available through your employer or employee organization. Please contact your employer to inquire about enrolling in drug coverage. Drug plans aren’t available from HMSA if you have obtained individual medical coverage on your own.

Learn more about our prescription drug plans, such as finding participating pharmacies, the benefits of generic drugs, and mail-order drugs.

Vision coverage

HMSA vision plans may be available through your employer or employee organization only. Please contact your employer or employee organization to inquire about enrolling in vision coverage. If you’re enrolled in a PPO or CompMed medical plan, you’re eligible to enroll in a Vision PPO plan. If you are enrolled in an HPH/HMO medical plan, you are eligible to enroll in a Vision HMO plan.

HMSA provides members who aren’t eligible for an employer or employee organization vision plan vision care discounts through its HMSA365 program. HMSA365 also offers health and wellness products and services at a reduced or discounted rate. You can even get contact information for available providers with your mobile device. Please read HMSA on the go (mobile hmsa.com) for more information.

Chiropractic care coverage

HMSA offers chiropractic plan insurance riders through your employer only. Please visit Chiropractic Plan Benefits for more information.