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PPO Conversion Plan

Innovative choices

Maintaining your good health means making the right choices every day. HMSA’s PPO Conversion Plan provides HMSA’s PPP and HMO members a great alternative to more costly comprehensive coverage when leaving their group plan.

Continuous coverage

As an HMSA group plan member, membership is guaranteed, so you’ll be able to immediately enjoy the same conveniences that you are accustomed to after your group coverage ends.

Same access to care

Continuing your health care services with your doctor is important to you. And no waiting period means you’ll have uninterrupted access to:

  • Health care services from the same network of physicians you’ve come to know.
  • The freedom to choose any provider without a referral.

Financial stability

The PPO Conversion Plan gives you predictable expenses.

  • A fixed copayment once the annual deductible is met for:
    • Physician office visits.
    • Ground ambulance service.
  • Preventive services at no cost
    (immunizations, well-child visits, well-woman exams, and other preventive screenings).
  • 100 percent coverage for covered services once the annual maximum copayment is met.