To maintain your good health
As an individual business owner, you face many challenges, but finding health care coverage
shouldn’t be one of them. HMSA’s Individual Business Plan - PPO (IBP-PPO)
strikes the perfect balance between the coverage you need and a cost you can afford.
The right choice for you
HMSA’s Individual Business Plan-PPO (IBP-PPO) offers comprehensive coverage
for:
- Medical services.
- Prescription drugs.
- Vision services.
- Dental care.
Staying healthy
Under this plan, you’ll have access to Well-Being Connection, HMSA’s
health-risk assessment program that offers preventive services to help you identify
potential health problems and reduce your health risks.
Convenience
You’ll have the freedom to choose your own physician, dentist, optometrist,
and pharmacy without a referral. For maximum plan benefits, we suggest choosing
an HMSA participating provider to save you money.
Financial protection
This plan is specifically designed to give you the best PPO coverage at the lowest cost. You’ll experience:
- A low annual deductible.
- 100 percent coverage for preventive dental services, including examinations, cleanings,
and X-rays.
- A $15,000 group-term life and accidental death and dismemberment benefits policy
for plan members.
Coverage away from home
As a self-employed individual, you may do a lot of traveling. While away on business, the
last thing you want to think about is your medical coverage. As an IBP-PPO member,
whether you are on the Mainland, Neighbor Islands, or traveling worldwide, you’ll
receive the benefits of the Blue Cross and Blue Shield network of providers.
