For the health of your company
As an individual business owner, you face many challenges, but finding health insurance
shouldn’t be one of them. HMSA’s Individual Business Plan - HMO (IBP-HMO)
strikes the right balance between the coverage you need and a cost you can afford.
The right choice for you
HMSA’s Individual Business Plan - HMO (IBP-HMO) offers comprehensive coverage
for:
- Medical services.
- Prescription drugs.
- Vision services.
- Dental care.
Staying healthy
Maintaining your good health means more time to grow your business. To help you
avoid illness and injury, your personal care provider (PCP) will coordinate all
your health care needs.
Affordable, quality care
Under this plan, you’ll receive benefits and ongoing programs to ensure quality
care and services, including:
- First office visit coverage.
- Low office visit copayments.
- Preventive care services at no extra cost.
- Annual physical exams and well-baby care for your child.
Financial protection
This plan is designed to give you the best HMO coverage at the lowest cost. You’ll
get:
- No annual deductible.
- 100-percent coverage for preventive dental services, including examinations, cleanings
and X-rays.
- A $15,000 group-term life and accidental death and dismemberment benefits policy
for plan members.
Coverage away from home
As a sole proprietor, you may do a lot of traveling. While away on business, the
last thing you want to think about is your medical coverage. As an IBP-HMO member,
whether you are on the Mainland, Neighbor Islands, or traveling worldwide, you’ll
receive all the benefits of the Blue Cross and Blue Shield network of providers.