Continuous coverage
Whether you’re a current HMSA member or not, HMSA’s Conversion Plan
10 offers you the opportunity to continue health care coverage with HMSA after your
group plan ends.
Under this plan, membership is guaranteed from the day after your group insurance
ends, which means continuous health care. If you are not an HMSA member, you may
also enroll once you are qualified. For those with certain pre-existing conditions,
there is a 12-month waiting period to receive services.
Your choice of HMO Options
This plan offers two HMO options that feature a low, annual deductible to fit your
budget:
- High Option is $300 per person, or $900 per family contract.
- Basic Option is $500 per person, or $1,500 per family contract.
Excellent level of care
As a Conversion Plan 10 member, you’ll have access to HMSA’s network
of participating providers throughout Hawaii. We believe that staying healthy means
early detection through preventive services and health and wellness programs. Your
personal care physician will help coordinate your health care at a health center
of your choice.
Financial stability
The cost of health care doesn’t have to be out of financial reach. With this
plan, you’ll incur less out-of-pocket costs, including:
- A $17 copayment for most physician services, allowing you to plan your medical expenses.
- Annual copayment maximums to protect you from the cost of high medical costs expenses.
Coverage away from home
The last thing you want to think about is how to pay for a medical emergency while
away from home. This plan takes the worry away with the convenience of always having
coverage that travels with you. All plan benefits apply when using the Blue Cross
and Blue Shield network of providers:
- Visiting the Neighbor Islands.
- Staying on the Mainland.
- Traveling internationally.
The contents of the 2009 Guide to Benefits are currently being revised
and will be posted soon. We apologize for the inconvenience.