Preferred Provider Plan

HMSA’s Preferred Provider Plan (PPP) gives you the freedom to see any doctor you choose with comprehensive medical and drug benefits.

The PPP is the most popular free-choice plan in Hawaii, with the largest network of physicians, hospitals, and other health care providers in the state. You can select any provider you wish, although greater benefits will be received when selecting an HMSA participating provider, who agrees to accept a set fee from HMSA. You’re responsible for a smaller portion of the cost, called a copayment. Choosing an HMSA participating doctor or hospital helps minimize your out-of-pocket costs.

The PPP includes HMSA’s award-winning prevention and disease management programs to help you stay healthy. This includes annual visits to HealthPass for basic health screenings and health counseling, and Care Connection to help manage chronic diseases.

The PPP also offers access to over 500,000 Blue Cross and Blue Shield providers nationwide while traveling on the Mainland and emergency care anywhere in the world, so you don’t have to worry about your health care coverage while traveling.

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